What are the qualifications?
- You don't need any income or credit
qualifications.
- There are no required
payments so long as the borrower
- is the primary resident of
the property.
- The closing cost may be financed in the mortgage
- There is an origination fee
which covers the mortgage operations
- of the lender.
- There is an appraisal and
inspection fee to assess a fair market value
- of the home and to ensure
that the home is in good structural
- condition and meets safety
code requirements.
- Any home improvements costs can be incorporated
in the loan.
- You need to get a Title policy and Mortgage
Insurance.
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